Five Phrases Preventing You From Achieving Financial Success

It might come as a shock, but your mindset could be preventing you from building wealth.

We talk to ourselves in our own head daily. What we may not realize is that the words we tell ourselves might actually hurt us than help us. In order to achieve financial success, the first step is to acknowledge the negative phrases we tell ourselves. Take a look at some common sayings below - do any of these ring a bell?

1. "Finance is hard - I'm not good with numbers."

There's a lot of fear behind this sentence. Why are you feeling this way? Is it because you don't know anything about personal finance? People always assume that they have to be good with numbers in order to master personal finance. That's not necessarily too. Are there numbers involved? Yes. Can you read the numbers? Yes (hopefully). In that case, you CAN learn how to build a budget, how to invest in a Roth IRA and plan to buy a house. Mastering personal finance just takes practice - much like riding a bike!

2. "I don't need to learn personal finance. My significant other handles all of this."

Whenever I hear this, I think of the phrase "Ignorance is bliss." You don't have to worry about it because someone else is. I dislike this phrase because it suggests a power imbalance in the relationship. One person sees the big financial picture and the other is completely left in the dark. Why is that important? Well...a few reasons. First, marriages and relationships don't last forever - over 50% of marriages end in divorce. That means, between you and I, one of us will be divorced. I feel pretty confident I can manage my finances on my own if I were to get a divorce - do you? If not, now is the time to start learning.

Second, when one person manages the finances in a relationship, that's a financial red flag. The other person's